Steps to Select the Best Credit Cards for Your Needs
Steps to Select the Best Credit Cards for Your Needs
Blog Article
Steps to Select the Best Credit Cards for Your Spending Habits
Navigating the credit card rewards options can be confusing with so many alternatives available, each offering different miles, cashback, and bonuses. We have streamlined the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Digital payments
- Wireless transactions
- Dining
- Overseas spending
- Other expenditures
This information helps us better understand your spending patterns and identify the optimal collection of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We maintain an updated database of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also offer options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Ongoing Updates and Suggestions**
Since credit card terms can change over time, our platform regularly refreshes its recommendations based on your usage patterns and informs you of changes to your selection to boost your benefit accrual. This dynamic approach ensures you always have the best credit card portfolio to maximize your rewards and benefits.
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